Household income in America rose in 2018 to pre-recession highs, and yet their purchasing power continued to decline. Its no secret that skyrocketing home prices, and the pending repayment of your car finance coupled with rising costs of living are weighing heavily on the pockets of shoppers. When we speak of buying used and second hand, the conversation is still somewhat shrouded in uncertainty. Most families opt for second-hand cars, but what about implementing this habit into other parts of your life? Buying pre-loved items can have a magnitude of benefits for your bank account, your family and, believe it or not, the environment.
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On one hand, shopping for clothes can be relaxing and offer the chance to express yourself. On the other hand, shopping for clothes can be tiresome and cost you valuable time and money. Regardless of your feelings about clothes shopping you’ve likely made an impulse purchase of what’s trending now or something that caught your eye only to pay for it when you scan your credit card statement at the end of the month.
As the saying goes, a penny saved is a penny earned, and this is something that any budget conscious person should aim to live their life by. That being said, there are a lot of things that you really shouldn’t cheap out on if you want to make your money stretch further.
Sometimes, you need to think about your long-term finances and not where you can make savings right now. Here are a few examples of that:
If you spend any time online you’re probably doing a little online shopping. Why bother going to the store when you can do everything from the comfort of your own home?
Unlike local stores, with online shops there are no circulars to peruse for deals and savings. Instead, you must be a little savvy and know the tips and tricks of finding the best deal.
Fortunately, I’m here to help with that.
Buying a used car can be a tricky minefield to navigate. For many, the very thought of visiting a car dealership can send shivers down their spine. Sadly, most cars, new or used, often come with a big price tag – often too much for the regular buyer.
That’s why we often spend time looking for the best bargains – but even then the prices reach astronomical levels. Some will advise you go for the lowest prices, but then you often buy twice, with your cheap purchase breaking down in the first few months. So, where do you go from here? How do you find a decent used car for an affordable price? Let’s take you through a few hints and tips.