Although some people undergo elective surgeries to improve their appearance, correct injured areas, or ensure a more permanent form of birth control, just for example, most people are understandably wary of agreeing to surgery, whether it’s necessary or not. That said, it is not uncommon for doctors to recommend a surgical procedure if they think it is the best option for a patient to overcome health concerns and lead a full and happy life. But it is up to you, as the patient, to decide if surgery is the right option for you. It is imperative that you take control of your own healthcare by taking the time to do research on your condition and the surgery recommended to treat it. And this is especially true if the portion you’ll be expected to pay for the treatment is well beyond your means. If you’re not keen on the idea of surgery or the associated costs, here are a few things you may want to consider.
Ask about alternatives. Although doctors may not be terribly forthcoming with alternative options once they’ve already recommended surgery, most are well aware of other treatment options available to you. So press them to offer you other choices, along with the potential benefits, risks, and costs. Or if they are unable or unwilling to offer this information for liability reasons (i.e. because it is outside the scope of their specialization), ask for referrals to appropriate specialists for further consultation before you go ahead with surgery.
[click to read…]
When it is raining, freezing or sweltering outside you may feel like you are trapped in a loony bin with your kids. However having fun activities to do can help cut the boredom and make even indoor play fun. Here are some easy and affordable indoor friendly kid activities for those days you are stuck inside:
Book Poetry – Here is an activity that can change with children’s learning levels. An easy way to make book poetry is with the titles of books. Lay down books to see the titles on their spines and then stack them up to create fun poems. If your kids are older they can also create poetry by cutting out words or phrases from magazines and newspapers to create poems. Or mark over all the words in an article or page except the ones for their poem to create a found poem.
Car Wash – A somewhat messy but fun activity for car obsessed kids is to create a car wash. Use a tray or baking sheet and cover up some toy cars in shaving cream. Give kids a spray bottle and rag to ‘wash the cars’. They can also drive the cars around in the shaving cream to make fun tire tracks. A great sensory activity!
[click to read…]
The global economic down turn has contributed to the nightmare being experienced by people when trying to secure loans through banks. This has given rise to the emergence of brokers who try to intervene and make the process less of a hassle. In the UK for example, a licensed broker is endowed with a number of responsibilities among them being coming up with attractive lending options for consumers. This has led to the emergence of concepts such as short term financing and the emergence of broker sites to offer the lending options.
Over the years short term loans have been identified as the best options to go for in case of an emergency. Today, there are a numerous channels offering short term financing to anyone in need. As consumers, we are charged with the responsibility finding that one channel that offers the best rates and fees. If you have a fair credit history, you have a high chance of securing a short term loan at your own convenience.
[click to read…]