It Is Never Too Late To Invest In Property

by Pam on November 30, 2015

investing in propertyIf you’ve grown up and matured with the property boom, you have been part of a lucky generation. You may well already have paid off your mortgage, or you may have the end in sight. It is entirely possible that you have some equity in your house. Right now you are thinking about how those investments and pensions are stacking up.

The fact is, interest rates have been low for a while, and this does not look like changing anytime soon. A buy to let investment is still an affordable and viable option for you. It is a chance not only to make some capital gain but also to get an income from a strong and growing rental market. So how do you go about securing a property that will tick both boxes?
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Simple Ways To Save Money On Pet Products

by Pam on November 27, 2015

getting good deals on pet productsWe all want to save money on our shopping. When it comes to owning pets, it can be super expensive. After all, you need to cover the cost of everything from food to medical bills. Many people think that there is nothing they can do about these fees. Nothing could be further from the truth. In fact, you will find that there are many ways in which you can cut back and save some cash! Here are some simple money-saving hacks just for you.

Buy the food in bulk

Here’s a secret – pet food is always cheaper when you buy it in bulk. If you look online, you should find that some places sell massive bags of food. Since dry pet food doesn’t tend to go bad at all, you can stock up on loads of it for the entire year. Make sure that you buy the food from a trusted vendor. That way, you can be sure that the food you’re giving to your animals is safe for them.
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Baby Boomers: The Emerging Majority

by Guest on November 26, 2015

baby boomersIt seems but a short while ago that the baby boomers were called by other monikers, according in great part to our philosophical, social, and fashion sensibilities – hippies, mods, rockers, rednecks, heads, straights, among others. We were, as a group, restless, questioning, and in many cases, driven by a wanderlust our post-WWII, post-Great Depression parents could never comprehend. In spite of, or perhaps due to being such a diverse generation, we all seemed to share one trait. We were always in the minority.

Fast forward to 2015, and we, the eternally young, are getting old. We don’t think we look old, despite our rapidly colour-changing or vanishing hair, our daily deepening wrinkles, and our parents’ paunch, all of which we seem to have inherited within the last few months. We certainly don’t feel like we’re old, aside from our skeletal barometers that are more accurate in predicting changes in weather than any television meteorologist. It is just that things today are heavier or further away than they used to be. We’re still cool, even if it takes a few extra vitamins and blue pills to keep us that way, and our bean bag chairs have been replaced by recliners. Our music, of course, remains the pinnacle of the ages, surely more relevant than the racket being made by the X-ers, Y-ers, millennials, or whatever the kids of today call themselves. [click to read…]

investing tipsInvestments are currently playing a more integral role than ever before. Many people across the globe are turning to this arena in hopes of securing a better financial future. There’s no doubt that it can bring major benefits.

This is especially true at a time where job security is still a touchy subject for such a large percentage of the population. Quite frankly, taking these positive steps can be key to weathering the storm short-term as well as long. However, nobody can afford to jump straight in at the deep end.

If you are serious about investing, ask yourself these questions first. It should help you make far better decisions.
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retirement planningFancy living on a tight budget during your twilight years? Want to survive freezing winters without a heated home? Like the idea of eating cheap, discounted food? No, then you need to start planning for your retirement. It might seem like a long way away – 15, 20 or maybe even 30 years, but the truth is, it will sneak up on you.

Your retirement might seem a long way off, but whether you are in your 20’s or 50’s, you need to have a plan in place. The reality is that if you want to enjoy your retirement, you need to start putting something away each month. Otherwise, the sad truth is that you’ll struggle to get by.

If you don’t already have a financial plan in place for your golden years, don’t panic, it’s not too late.
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ways to get your debt under controlGetting into debt isn’t a very nice feeling. Whether you took out loans that you couldn’t afford to repay, or you’ve been living beyond your means, you need to get your debt under control. Getting your debt under control as soon as possible is so important, or you might find that it spirals out of control. Here’s everything you need to do to get your debt under control:

See a Financial Advisor

A financial advisor can take a look at your finances, ingoings, outgoings, and give you some valuable advice. If you feel stuck with nowhere else to turn, this is the first step to getting your life back on track. Don’t be afraid to book an appointment and see what can be done. You should feel much better afterwards and you’ll see that there’s a light at the end of the tunnel.
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The Benefits Of Coin Collecting

by Guest on November 11, 2015

coin collecting is a lucrative hobbyEver heard the expression that “everyone needs a hobby”? Nowadays, there are a lot of hobbies to pursue, from stamp collecting to guitar collecting. However, coin collecting is a hobby that has been around for centuries. In fact, some of the paramount names in Roman history were avid coin collectors.

Coin collecting is fairly popular plus there are many advantages of coin collecting. Here are some of the best benefits of coin collecting.

Make Money

Even though hobbies can serve up some wonderful benefits, most hobbies are costly with not that much return on investment. Coin collecting, on the other hand, is one hobby that can actually make you money.

This also means that it’s a good hobby to try. If you feel that coin collecting is not for you, then you can recoup all your money and maybe show a bit of profit when you decide to sell your coins.

The real value of coin collecting is when you let your coin collection age as time has the tendency to raise the value of your coins.
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