Ways Parents Can Protect Their Loved Ones

by Pam on January 19, 2017

It’s so important that we protect our family when it comes to money. After all, we want to ensure that our kids have the best chance in life. And if we are deep in debt, it won’t be possible. Therefore, here are some things every parent needs to do to protect their loved ones on a financial basis.

Be careful with spending

It’s so easy to go out and spend too much money. But if you regularly do this, you could end up putting your family’s finances in jeopardy. After all, bills end up adding up and costing your family a small fortune. And then it’s easy to spiral into debt which will affect your family in a big way. After all, you won’t be able to pay out for things for your children that they desperately need. Therefore, it’s so important to be careful when it comes to spending. Always check the accounts to see how much you can spend before you go to the shops.
[click to read…]

There are certain things we all need, in order to live. In order of priority, they are oxygen, water, food, sleep, and heat. Some people will argue as to whether there is anything else to add to the list. However, these are the things without which the human body cannot function. Without other things, life may be difficult but can be survived.

On the other hand, nobody wants just to survive, and so there is another level of priority below this. Without the above, we cannot live. Without the things on this lower level, we cannot live comfortably. It features things such as a roof over our heads, healthcare, and security.
[click to read…]

As much as we’d love for all things in business to be rosy, they’re not always. It can be a tough concept to deal with, but businesses will always have their issues. The trick is not to try and be perfect, but to be prepared instead. When you’re trying to run a profitable business, it’s best to have all of your bases covered. Things can be wrong and sometimes, they will. But when you’re prepared, and you know exactly what you need to do to handle issues, the dark side of business might just have a silver lining.
[click to read…]

3 Reasons To Build Your Family Home

by Pam on January 13, 2017

Moving home is possibly the biggest financial decision a family will make. Most people look at the market for their next property, but, what if you decided to build a family home instead? Not convinced? Here are some reasons you should give it a shot:

Can Often Be Cheaper Than Buying

There are many cases where building a family home works out a lot cheaper than buying one. Especially if you own some land and know people that have built homes before. In this scenario, you’d be crazy not to build a house as it would be so much more affordable. Plus, you get more control over how much things cost when you build a home. Buying one means you pay what someone else tells you to. Then, you pay fees for surveyors and solicitors, and even a realtor too. Everything adds up, and it’s not under your control. However, when you build, you can find the most affordable contractors and haggle a price. You can also use affordable materials to drop the costs down lower. More importantly, you have no need for a large estate agent or solicitor fees at all. So, if your family wants to move house and save money, then building one may be the cheaper option. [click to read…]

Money Saving Tips For Home Buyers

by Sean on January 12, 2017

You already know this, but buying a home is indeed one of the biggest financial commitment most of us will ever make. With rents on the rise faster than our incomes, many are looking to enter the buyer’s market.Whether you’re looking for Brisbane, Perth, Melbourne Adelaide or Sydney house and land packages, the tips below will help you achieve your homeownership goals.

Start by securing your mortgage first. Finding a dream home before you secure pre-approval for a mortgage can be a costly mistake. Seek and choose a lender at least three months before starting your house hunting. This will give you enough time to pay down debt as well as improve your credit score, which qualifies you for a better loan.
[click to read…]

Tips For Starting A Profitable Business

by Pam on January 11, 2017

Starting a profitable business might seem like a dream that will never come to fruition for some people. However, all it takes is a series of baby steps, and before you know it, you’ve started your own money making business! Just about anybody can start a business these days. It can be frightening, but you’ll never know the success you may have had if you don’t try. Here’s how you can start a profitable business made as easy as 1,2,3…
[click to read…]

4 Things You Should Know About Bitcoins

by Pam on January 10, 2017

While the financial world is anything but predictable, few innovations hail such a change as bitcoins. Only entering public consciousness in 2008, the bitcoin is a relatively recent discovery, and as such, its full impact on the way we think about currency is yet to develop.

As with any major shift, many are keen to capitalize on the opportunities this new form of digital currency could offer. But before this can happen, there are 4 things you should know about bitcoins.

Who Invented the Bitcoin?

The identity of the bitcoin’s inventor is still a matter of some interest. The shadowy figure named Satoshi Nakamoto has never appeared or been photographed by the press, and was claimed, in 2016, to be an alias for Australian entrepreneur Craig Wright. Initially convincing, Wright’s story eventually crumbled under scrutiny, and while he maintains his claim, the larger bitcoin community has deduced his proof inadequate.
[click to read…]