Four Alluring Forex Bonuses

by Sean on August 7, 2016

forex trading tipsA forex bonus is free money that a forex broker gives you to trade using its trading platform. The only string attached is that you can’t take out the amount unless you trade a certain amount of positions. There are a number of forex bonuses and not every bonus is the same. They vary in size, type and bonus clearing requirements.  And obviously each of them has its own pros and cons depending on the amount of your trading capital, trading strategy and trading experience.

There are usually four types of forex bonuses featured by different forex brokers –

  1. Forex pending bonus
  2. Forex no deposit bonus
  3. Forex instant bonus
  4. Forex reload bonus

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Over 50 & Looking For Life Insurance?

by Guest on August 5, 2016

life insurance ratesIf you are over 50, you may still count on many years of life. According to Public Health England, in a press release dated the 12th of February 2016, life expectancy for those in their later years is now higher than it has ever been.

These days, in other words, 50 is no age at all. But as anyone of any age probably knows, it is never too early to start thinking about life insurance.

For the over 50s, however, there are certain benefits and advantages you may enjoy that are not available to those who are younger than you. Life insurance over 50, may carry an especially attractive appeal. These are some of the reasons why:

  • over 50s life insurance is a special form of whole life insurance – that is, it pays out an assured cash benefit whenever the beneficiary dies rather than only within the defined period of a term life insurance policy;
  • the assured cash benefit is return for the payment of monthly premiums for the remainder of the insured’s life – although many such policies waive the collection of premiums once the insured has reached the age of, say, 85 or 90 (depending on the insurer);
  • unlike some other forms of life insurance, acceptance is guaranteed, without the need for any kind of medical examination or questionnaire; and
  • the cost of the monthly premiums is likely to be fixed at the same rate for the duration of the policy.

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heallth insurance tipsIf you have been wanting to reduce your health insurance premium, one route is high deductible health plans (HDHP). However, the downside is that these plans come with a much higher deductible and a higher out-of-pocket cap on your healthcare spending. Unlike conventional plans where out-of-pocket expenses can be flexible, most of HDHP put strict caps on healthcare spending for prescription drugs and in-network care. For a relatively low premium, the insurance will not kick in till you have met your deductible.
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invest in goldForex refers to an open, global market that allows the trading of various forms of currencies against one another. The Forex market is also a place where consumers can trade both local and foreign currencies with the purpose of making profits as the market moves up and down, sometimes hourly. Depending upon the currencies selected, Forex can be an extremely effective and profitable investment for those with the know-how or willingness to study and understand the market and the concept of supply and demand. Gold trading on the other hand, while not Forex exactly, is still a form of trading in an OTC (over the counter) market, but instead focuses on precious metals trading. [click to read…]

financial planning advisorCreating an investment portfolio is essential to ensure you and your family have financial security now and in the future, but trying to create that portfolio on your own can be overwhelming and confusing, especially if you are new to the world of investments. For this reason, many people choose to hire a financial adviser. Before hiring an adviser, be sure you are asking the right questions to ensure your financial peace of mind.

Decide What You Need From Your Adviser

No two financial planners are created alike. Some of them are more experienced in one area than another, so it is important to consider what you need before hiring someone. What are your financial goals? Do you want to consolidate and pay off debt, or would you like to learn how to invest in the stock market? If you want to focus on more than one area of investment planning, seek an adviser who has experience in several areas. [click to read…]

earn extra income by online tradingLooking for a way to improve your account balance? It’s not always easy, no doubt about that. Many things often get in the way – your job, your family and your home need to come first and after that you simply don’t have time to go around looking for opportunities to earn a bit extra on the side. Today’s world is just too hectic for that. However, there are various forms of online trading that can help you. The beauty of this type of trading is that you can trade from home or even from your mobile device, so there is no need to spend a lot of time on it. Let’s see which opportunities can be found online and accessed from the comfort of your own home. [click to read…]

Busted Myths About Personal Finance

by Pam on June 24, 2016

myths about personal financeThere’s no denying it; money is one of the most important things in our lives. It dictates everything we do in this world. Therefore, improving personal financial situations should be at the top of everyone’s agenda.

Regardless of any other life factor, we can all appreciate the importance of money. However, it’s a complex subject that most people struggle to gain a grasp of. In most cases, the main source of trouble is that we follow false information. Quite frankly, those financial myths could be doing far more harm than good.

Acquiring a deeper understanding will naturally put you in a far more powerful position. Here are 12 of the most common misconceptions. Learn the truth behind them, and you should be able to boost your finances in no time.
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