Christmas is just over three months away.  Three months sounds like a lot of time – but 90 days doesn’t. Below are some tips for getting ahead of the game financially this Christmas so you don’t find yourself caught off guard during the hustle and bustle of the holidays.
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For many of us, home is where we spend much of our time in our daily lives. But despite this, many people fail to make the home as inexpensive as possible. If you have started to be a little concerned with the costs associated with your home, then it might be time to look into what you can do about it. As it happens, you can usually do quite a lot. However, many of the simplest solutions are often accidentally ignored, and it is this approach which usually causes people the problems they face. In this post, we are going to help you get around this trouble, by looking firstly at what you can do to make your home life cheaper and easier. Let’s look at many of the unmissable solutions which really could turn it all around for you.
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How To Stop Drowning In Bills

by Pam on August 1, 2017

Paying bills is an unfortunate side effect of adulthood, but that doesn’t mean it has to consume your whole existence. At most, you should be worried about your bills once a month, not every single day of the year. If you feel like you’re drowning, you need to seek out professional help to come up with a reasonable solution. Fortunately, there are a few things you can do to keep your head above water.
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Last Resort Ways To Save For College

by Pam on July 21, 2017

There are all sorts of different ways that families can save money for their kid’s college education, but as prices continue to rise, they’re not always enough. A four-year college could cost up to $334,000 so for a lot of families, putting money into a traditional college savings account won’t be enough. The amount that you need to be putting in every month is massive and you might not be able to afford that. Luckily, there are some more inventive ways that you can get all of that cash together. If you’ve tried investing your money in IRA savings accounts and you’re still coming up short, try these last resort ways to save for college.
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After a lot of legwork, research, and mortgage negotiation, you finally signed the paperwork for your brand new house and the countdown to moving day is almost over. However, if you thought house hunting was stressful, you have no idea what moving day will be like. Moving house is not a walk in the park – in fact it’s the most stressful thing anyone can go through – but the expenses involved don’t have to cost as much as the house. Here are a few ways you can reduce the costs of moving.
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Planning For Your Family’s Future

by Pam on July 3, 2017

No one likes to think about a future which they’re not part of. The idea of departing your mortal form, to see what lies beyond, is something which has caused the human race a lot of turmoil. Unfortunately, we’ll always be worried about this part of life. And, it’s unlikely that we’ll ever make much sense of it. But, this doesn’t mean that you can’t prepare. Along with worrying about this time, a lot of people also want to make sure that their passing doesn’t make life harder for their loved ones. To help you to achieve this, this post will be going through some of the best ways to prepare for this time. So, now, you just have to put the work into motion.
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Everyone wants to save money and most people are also environmentally conscious as well.  There are several ways you can save money around our home, and I have highlighted a few of these below.

Use a programmable thermostat

This is an easy way to ensure that you maximize the dollars you spend on heating and cooling your home.  You can program your thermostat so that you are comfortable while you are at home, without having the heat or air conditioning running as much while you are out.
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