If you’re in the market for a house, the down payment is probably a heavy weight on your mind. The good news is that there are ways to alleviate that weight. Here are just a few tips and tricks for lowering and even eliminating your down payment costs.
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3 Things You Might Not Want To Own

by Pam on January 11, 2018

In this day and age, owning something is not always the best solution. Instead of owning something you have the option of renting or gaining access to it in entirely new ways. Here are three things that you might be better off not owning.
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In an era where an ecological conscience is a virtual prerequisite for big businesses, many entrepreneurs have embraced the notion of turning waste into profit. By no means should this thinking be limited to businesses, however. The “Zero Waste” phenomenon has become a hot topic in recent years with high profile bloggers like Kathryn Kellogg of Going Zero Waste, Lauren Singer of Trash is for Tossers and Celia Ristow of Litterless have all contributed immeasurably to helping ordinary household limit the environmental damage they do at home by reducing their household waste by recycling, reusing / upcycling and making prudent shopping choices. This concerted effort to reduce landfill waste is not only beneficial to the environment but aids immeasurably in managing household finances.
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Easy Ways To Save Extra Money

by Pam on October 6, 2017

At times it can seem like no matter how much we earn, we end up leaking money like an old boat riddled with holes. “I can’t have spent that much last month!” we’ll exclaim, staring open-mouthed in horror at our bank statements and visiting best.creditcard for a new credit card.

As freeing up money to put into our savings is one of the most important financial skills to manage, here are some tips for doing just that.
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You might be resigned to the fact that your monthly bills are only going to get bigger over time, thinking of it as an inevitability, but you’d be wrong, and if you continue to be resigned to your misapprehension, you’ll only end up cheating yourself out of a lot of cash. Don’t believe me? Check out these simple ways to cut your monthly expenses bill-by-bill.
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