Live For Today But Still Plan For Tomorrow

by Pam on August 23, 2010

Life seems to be a bit of a balancing act.  We need to make sure that we are enjoying the here and now, without neglecting to save for our future. Although none of us are guaranteed another day, we live in anticipation of waking up every morning and carrying on as usual.  So although we need to plan ahead, it is just as important that we make sure to live a little in the present, too.

This is something I really struggle with sometimes.  I get so carried away with saving for future goals like travel, our next vacation, and retirement, that I do not often let myself spend money on the things I enjoy right now.  I make a lot of sacrifices, which I anticipate will pay off in the long run, but again, who is to say that I will still be here tomorrow?  That being said, I do not expect my personality will change that much.  I will likely be just as frugal as before, most of the time, but I am going to make myself enjoy my money a bit more while I have it.

As Benjamin Franklin once said, “The use of money is all the advantage there is in having it.”  It may give you peace of mind knowing you have a lot of money in the bank, but remember that you cannot take it with you when you pass on, so be sure to make the most of what you have while you are here.

This is likely obvious for most people, but for folks like me who are extremely frugal when it comes to spending money on luxuries and other nonessentials, this is a good reminder to lighten up a little at times to avoid regrets later.  As important as it is to be focused on your long-term goals and to make sure you are saving for them, be sure to always have a little “fun money” on hand and treat yourself and your family once in a while.

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